Electronic insurance and its impact on health insurance procedures

Research My application in the Iraqi insurance company

Abstract

The world is witnessing tremendous developments in financial technologies as a result of the entry of the Internet in various fields, which had a reflection on the insurance industry, which produced electronic insurance among its technologies, which is an opportunity and a challenge at the same time for insurance companies in the countries of the world, including insurance companies in Iraq. Therefore, the research seeks to clarify the relationship of influence that electronic insurance performs as an independent variable through its requirements (human requirements, financial requirements, technical requirements, administrative requirements, and support for senior management), in health insurance procedures, and revealing the moral differences in the respondents’ response to the paragraphs of the questionnaire combined. , for the personal and functional variables represented by (the educational qualification and the number of years of service) from an applied study conducted in the Iraqi General Insurance Company. The questionnaire was adopted as a tool for collecting data and information from the sample (50) who are in the site (general manager, department manager, assistant director of the department, and division official) in Baghdad, and the statistical program (spss) was used to calculate (standard deviation, arithmetic mean, coefficient of variation) The coefficient of determination (R2), f-test, x2 test, and the research reached a number of conclusions, most notably, there is a significant and statistically significant effect of electronic insurance in electronic health insurance procedures, and it was a positive, direct and statistically significant relationship, and there are significant differences in the response of the sample. Regarding the paragraphs of the questionnaire according to personal variables (educational qualification, number of years of service), in addition to the fact that the level of response of the sample to electronic insurance in health insurance procedures reached a high degree.