الملاءة المالية للمنظمات التمويلية غير الحكومية ودورها في توسيع قاعدة التمويل الأصغر (Microfinance) (بحث تطبيقي)

Abstract

Abstract:

              The research aims to define non-governmental financial organizations and highlight their role in providing community services. It also aims to explain the concept of Solvency and the ways to achieve it in such organizations. Additionally, the research explores the impact of achieving Solvency on expanding the scope of their financial services. To achieve the research objective, several tools were employed, including analyzing the organization's financial data and using financial ratios to assess its Solvency. The research concluded with a set of findings, the most important of which is the fluctuation in Solvency indicators over the research period, particularly in the year 2021. Short-term Solvency indicators witnessed a significant decrease of 82%, leading to financial failure for the organization. The research recommended several recommendations, including the necessity to improve the financial situation of the organization, especially considering the unsatisfactory results in Solvency indicators in the last year (2021). This threatens the organization's continuity due to its inability to meet its commitments in the near future.