The role of banking effort tests in the face of monetary credit risk and its impact on the profits and adequacy of the bank’s capital : / a case study of Sumer Commercial Bank for the period from 2015 to 2020. JAFS [Internet]. 2022 Jun. 26 [cited 2024 Dec. 19];17(59):110-24. Available from: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1067