Obstacles facing the application of electronic banking An exploratory: study of the opinions of a sample of bank employees operating in the city of Nasiriyah. JAFS [Internet]. 2021 Sep. 8 [cited 2024 Dec. 24];16(57):75-88. Available from: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1003