“The effect of applying the electronic services system in the work of electronic banking: Applied research in a sample of Iraqi banks”, JAFS, vol. 17, no. 58, pp. 51–62, Mar. 2022, Accessed: Dec. 23, 2024. [Online]. Available: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1043