“Electronic payment methods used for salary resettlement and its impact on improving the mental image of customers: an applied study of the opinions of a sample of (private) commercial banks ’customers contracting with the Ministry of Higher Education and Scientific Research to localize employees’ salaries”, JAFS, vol. 15, no. 53, pp. 198–208, Dec. 2020, Accessed: Apr. 07, 2025. [Online]. Available: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/944