“Application of Banking institutions’ Governance Variables and Their Impact on Financial Performance As Measured by (ROA & ROE): An Applied Study on a Sample of Local Islamic Banks Listed on the Iraq Stock Exchange”. 2021. Journal of Accounting and Financial Studies ( JAFS ) 16 (55): 81-96. https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/972.