“The Impact and Repercussions of Corona Pandemic (Covid-19) on the Consumer Behavior of Families in Sulaymaniyah Governorate (2019-2022): Food, Clothing, Protective and Health Materials As a Model”. 2025. Journal of Accounting and Financial Studies ( JAFS ) 20 (71): 1-17. https://doi.org/10.34093/7979p666.