Electronic Payment System and its impact on the efficiency of the performance of banking: An applied research on a sample of banking sector in Iraq. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 15, n. 51, p. 77–98, 2020. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/910.. Acesso em: 27 apr. 2024.