The Impact of Strategic Auditing on Reducing Credit Risk in Banking: An Applied Study in a Number of Private Iraqi Commercial Banks. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 20, n. خاص, p. 534–549, 2025. DOI: 10.34093/yg2hy575. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2244. Acesso em: 15 sep. 2025.