The role of strategic flexibility in improving the efficiency of bank employees: Applied research. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 20, n. خاص, p. 502–513, 2025. DOI: 10.34093/qta0zr73. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2241. Acesso em: 15 sep. 2025.