The impact of the spread of electronic payment methods on the volume of banking deposits: Applied research. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 20, n. خاص, p. 337–356, 2025. DOI: 10.34093/0pnqrr69. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2213. Acesso em: 2 sep. 2025.