Digital means and their impact on financial inclusion in Iraqi banks. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 19, n. عدد خاص, p. 1010–1024, 2024. DOI: 10.34093/5epnhv23. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1842. Acesso em: 27 apr. 2025.