The Impact of Fintech adoption on the regional innovation efficiency: Empirical evidence from Jordan. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 19, n. عدد خاص, p. 596–610, 2024. DOI: 10.34093/3jmyjm44. Disponível em: https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1663. Acesso em: 24 jun. 2025.