The role of banking effort tests in the face of monetary credit risk and its impact on the profits and adequacy of the bank’s capital : / a case study of Sumer Commercial Bank for the period from 2015 to 2020. JAFS. 2022;17(59):110-124. Accessed May 1, 2024. https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1067