اثر اﺴﺘراﺘﯿﺠﯿﺎت ﺘﻨﻤﯿﺔ اﻟﻤوارد اﻟﻤﺎﻟﯿﺔ ﻓﻲ ﺴﯿﺎﺴﺎت اﻻﺌﺘﻤﺎن اﻟﻤﺼرﻓﻲ: دراﺴﺔ ﺘﺤﻠﯿﻠﯿﺔ ﻓﻲ ﻤﺼرف اﻟرﺸﯿد. JAFS. 2006;1(2). Accessed July 16, 2025. https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/572